Do you consider "life insurance" a necessity?!


Question: Do you consider "life insurance" a necessity!?
Answers:
I think you've answered your own question!. Without a doubt, if you've got kids then it's imperative that you have life insurance!. However if you've worked then you've paid Social Security and the children would have financial help!. [Only problem with this is that they'd have to have a "sponsor", if they're younger than 18, and sometimes these sponsors take the funds for themselves and deny the children]!.

I worked for Soc Sec for one year just after college long ago and saw this happen way too many times!.Www@Enter-QA@Com

Yes - here's why!.

If you die without it and if you don't have sufficient reserves to have your family *(wife, children, etc!.) taken care of a lot of things happen!.

1- they have to scrounge to come up with enough money to bury you!.
2 - they often have to leave the home they love because they can no longer afford to live there
3 - there may be tax and or other costs that they must bear without adequate sources of income since your income has ceased!.
4 - I've seen cases of women (and less often men) remarrying someone they don't really care for simply to have food on the table or child care!.
5 - I've seen kids being uprooted, moved, and losing friends, school, etc!., in addition to their parent after that parent died without insurance!.
6- I've seen moms and dads left over after the other died and they have suddenly realized that the child care needs are very expensive!.

So, yes, I consider it a necessity and have my own for my family!.Www@Enter-QA@Com

I have one and I'm only 19 the younger you are the cheaper they are then again it depends whos your insurer!. but I do see it as a necessity because you never when your time will come and well if I ever depart from this world at least I left some money so that my parents can pay off my funeral, coffin, and burial at the cemetary!.!.!.!.and of course the headstone [those things aren't so cheap] one should be prepared!.Www@Enter-QA@Com

Yes, if you have children!.

If you are not there to take care of them, make sure you have the finances for them to be well take care of!.
It's a smart plan to have!.Www@Enter-QA@Com

I am too young for life insurance but no I dont consider it a necessity!.Www@Enter-QA@Com

Only because they make it that way!. Dieing is expensive so they force you to have "life insurance"!. ALL INSURANCE is a scam!!Www@Enter-QA@Com

i consider it a necessity but unfortunately i don't have any!.Www@Enter-QA@Com

no, unless you're uber rich and need a tax shelter or somethingWww@Enter-QA@Com

Yes, if you have dependents!.Www@Enter-QA@Com

If i had a wife,kids,morgage!.!.!.yes!.!.otherwise hell no!Www@Enter-QA@Com

I do in this day and time!. It's a must have necessity!.Www@Enter-QA@Com

only if you have someone to leave it to!Www@Enter-QA@Com



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